Covid-19 Resources

Stay informed on the best ways to protect your business & employees during this pandemic

Introducing our OHIO SMALL BUSINESS CoronaVirus Hotline

Our dedicated staff will be available at 1-888-4KJKLAW (1-888-455-5529) on Wednesday, April 1 and Friday, April 3 from 9 a.m. to 7 p.m., providing complimentary 20-minute consultations on the CARES Act and SBA loan programs businesses can take advantage of.

CALL 1-888-4KJKLAW

SBA ReleaseS NEW PPP Application

APPLICATIONS SHOULD BE SUBMITTED TO YOUR LENDER

The new Paycheck Protection Program creates a forgivable loan in the amount of up to 2.5 times your 2019 payroll. KJK has prepared a summary of the program and the final rules released on April 2.

REVIEW APPLICATION

Keeping you up to date

The global coronavirus (COVID-19) pandemic is one of the most significant public health crises of the last century and has caused severe disruptions and commercial volatility unlike anything we’ve seen in our lifetimes. KJK is committed to keeping you updated and informed to help you protect your business and employees during these unprecedented times. We will continue to provide daily, up-to-the-minute updates from our Banking & Finance, Employment, Government & Legislation and Real Estate Response Teams, and encourage you to sign up to have these insights sent directly to your inbox.

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FAQs

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HOW LONG DO Ohio EMPLOYEES LAID OFF AS A RESULT OF THE PANDEMIC HAVE TO WAIT TO FILE FOR UNEMPLOYMENT?

Employees in Ohio laid off as a result of a loss of production due to COVID-19 or quarantined by a medical professional or health provider are eligible for immediate unemployment benefits.

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CAN EMPLOYERS REQUIRE EMPLOYEES WHO HAVE SELF-QUARANTINED TO PROVIDE A DOCTOR’S NOTE BEFORE RETURNING TO WORK?

As an infectious control strategy, yes. But also note the following EEOC guidance: “As a practical matter, however, doctors and other health care professionals may be too busy during and immediately after a pandemic outbreak to provide fitness-for-duty documentation. Therefore, new approaches may be necessary, such as reliance on local clinics to provide a form, a stamp, or an e-mail to certify that an individual does not have the pandemic virus. For more employment related questions, visit our Employment FAQ.

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If a tenant fails to pay rent during the pandemic, can they be evicted?

It depends. Many jurisdictions are placing limits on evictions and foreclosure proceedings while a public health emergency is declared. Additionally, leases containing force majeure clauses may provide protection for tenants.

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What steps should I take with my lender to prepare for an economic downturn?

Before doing anything, review your loan documents with your attorney or financial advisor to make sure you don’t violate any loan covenants if you draw on lines of credit that have a borrowing base. Also consider renegotiating any interest rate floors or converting to lower short-term variable interest rates.

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